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Avoid Falling For These 5 Workers’ Comp Adjuster Strategies

The workers’ compensation process can be incredibly challenging, especially when adjusters are waiting for you to slip up. They have plenty of tactics under their sleeve and will actively try to find ways to reduce or outright dismiss your claim. Understanding their strategies could protect you and ensure you’ll receive the benefits you deserve.

What Do Workers’ Comp Adjusters Do?

A workers’ comp adjuster works for an insurance company or a self-insured entity to manage and resolve claims. Their primary role is to investigate the claim, analyze the extent of the company’s liability, and determine an appropriate amount of compensation you should receive. While they’re required to settle each claim as efficiently as possible, some of their methods directly put injured workers at a disadvantage.

5 Workers’ Comp Adjuster Tactics To Watch Out For

Workers’ comp adjusters are trained to reduce financial payouts as much as possible. But by being aware of their most common tactics, you can stay one step ahead of them. Here are the most common ones you should worry about:

Pressuring You Into Taking A Smaller Settlement

Being out of work can put a lot of financial strain on you. An adjuster knows you’re in a difficult situation, so they’ll try to offer a much lower settlement than your claim’s total value. It might be tempting, but avoid accepting an offer before you and your lawyer fully assess your long-term damages.

Twisting Your Words

Anything you say might be used against you during conversations with an adjuster. They may even take something as casual as mentioning something you did last weekend out of context to downplay your injuries. Remember, this person isn’t your friend. Stick to relevant facts or communicate through your attorney to avoid misinterpretations.

Encouraging You To Go Back To Work

Adjusters might pressure you to get back to work sooner than your doctor recommends. Following what they say puts your health at risk and can be another way to downplay what happened. Always follow your doctor’s advice and communicate any work-related concerns through your lawyer before you decide to go back.

Downplaying Or Denying Your Injuries

In almost every scenario, an adjuster will try to minimize the extent of your injuries. This could be by disputing a doctor’s diagnosis or claiming that your pre-existing conditions caused your symptoms. As long as you have proof of your medical records, evaluations, or treatments, you can easily counter this tactic and continue pursuing your claim.

Using Surveillance

Insurance companies sometimes hire private investigators to spy on claimants and capture something that contradicts injury claims. Some adjusters might use anything you do out against you in court, so always be mindful of what you’re doing in the public eye.

Our Attorneys Are Here To Help

It’s easy to get overwhelmed by an adjuster’s tactics. But there’s no need for you to live in fear. Our experienced New York workers’ compensation attorneys specialize in workers’ compensation law and will help you navigate these challenges. We’re committed to protecting your rights and ensuring you receive the benefits you’re entitled to. Please contact us online or at 877-693-2529 for a free consultation today.

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